homes for sale homeownership center about us



All of our homes are eligible to households with incomes up to 80% of the Area Median Income.  On rare occasions, a higher income limit may be in effect.  You can get this information from the real estate listing.  As a general rule, if your household income falls below the limits in the below table, you can purchase a Trust home.

To begin the income eligibility review, please email or fax us a completed pre-application along with the documents listed below.  This documentation should be sent to us right around the time you make an offer with your Realtor.  If you give it to your Realtor, they can also send it to us with your offer.

In additon to income guidelines, buyers must have a financial situation (income, savings, debts, and credit) suitable to obtain a mortgage to purchase the home from a lender.  All buyers must be U.S. citizens or legal residents 18 years of age or older.

All buyers must complete eight hours of HUD-approved homeownership counseling prior to purchase.  This can be completed free of charge through out sister agency, Community Action Financial Services.  Buyers will also receive two hours of education with LVCLT staff.


If you or your Realtor have any questions about these guidelines or your eligibility, we strongly encourage you to call us at (484) 893-1061.



DISCLAIMER: The content on this page is being provided for informational purposes only.  None of the information shall be meant as a determination of income eligibility or acceptance of a purchase offer.  LVCLT shall not be held liable for errors, omissions, or changes to this page.  For any questions or to discuss your situation, please contact us.


We encourage and support a marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.